New Voluntary Benefits Available July 6-16, 2021

Chubb Lifetime Benefit Term Insurance with Accelerated Death Benefit for Long Term Care.

This individually owned life insurance is available to employees on a guarantee issue basis-no medical qualifications. Death benefits and premiums at time of issue are guaranteed for life.

When employees need long-term care, death benefits can be paid early for home health care, assisted living, adult day care and nursing home care.

The benefit is equal to the greater of 4% of your death benefit per month or $50 per day while you are living, for up to 25 months.

Premiums are waived while this benefit is being paid.

Employees and eligible dependents may enroll in this plan.

Short-term disability insurance photo of someone holding their arm which is in a cast.

REDUCED RATES!
Manhattan Life Supplemental Short-term Disability Insurance

Short-term Disability Insurance will be offered through Manhattan Life with lower rates.

This coverage replaces part of your income if you are unable to work due to a non-occupational covered illness or injury.

It provides income in addition to California State Disability payments. This can help you and your family meet financial obligations until you can get back to work.

For those that are currently enrolled, you do not need to do anything if you do not wish to make a change. Your coverage will continue at the lower rates beginning August 1, 2021.

Auto and Home Insurance graphic of a house, a family and a car (all figure drawings)

NEW! Auto and Home Insurance

WORKTERRA has contracted with BenefitHub to provide discounted rates for many of the top-rated auto and home insurance companies.

A personal representative from BenefitHub will assist you with finding your best deal.

Life Insurance image of a heart filled with words about insurance and a finger pointing to the center

Special Guarantee Issue! The Hartford Group Term Life Insurance

Term Life insurance provides a lump sum benefit to your designated beneficiary upon death of the insured. The insurance payout can be used for anything—from funeral expenses to mortgage payments or college tuition—to help your loved ones move forward and shield them from the loss of your income. The Hartford has offered a special opportunity for this July enrollment!

If you are currently enrolled or did not enroll when you were first eligible, you can increase your coverage or enroll for the first time without going through medical underwriting. Guarantee Issue.

Employee Voluntary Life* - Elect up to a maximum of $50,000 for a new entrant or increase an additional $50,000 as long as you don’t exceed the maximum guarantee issue.
Spouse/Domestic Partner - Elect up to a maximum of $25,000 for a new entrant or increase an additional $25k as long as you don’t exceed the maximum guarantee issue.
Child - Elect up to a maximum of $10,000.

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*You do have to be enrolled in employee coverage in order to cover your dependents in this plan.

Critical Illness image of hands holding a red heart and a graphic drawing of a figure holding an umbrella

Special Guarantee Issue! MetLife Critical Illness Insurance

This plan will pay you a lump sum benefit up to $50,000 if you are diagnosed with a covered disease or condition, including cancer, heart attack, stroke, kidney failure, Alzheimer’s, and more than 30 more illnesses—including benefits for COVID-19.

Critical Illness Insurance can ease the financial stress of facing a life-threatening illness.

This benefit can help pay for out-of-pocket medical costs, assist with living expenses, or anything else you choose. A $100 annual Health Screening Benefit is also available for each participant.

Image of hands holding a large red button with a graphic on it of a figure falling down some stairs.

Special Guarantee Issue! MetLife Accident Insurance

Benefits are paid directly to you, to help pay for out-of-pocket medical costs, assist with associated expenses, or anything else you choose.