UnitedHealthcare PPO (City Plan)
UnitedHealthcare PPO (City Plan) allows you to choose any healthcare provider. When you obtain care from in-network providers, the plan pays higher benefits, your out-of-pocket expenses are less, and claims are submitted for you by your doctor. If you obtain care from an out-of-network provider, the plan pays lower benefits and you may be required to pay for services directly and submit your own claims. PPO's don't assign a Primary Care Physician, so you have more responsibility for coordinating your own care.